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Founded in 2005, First Lending Solutions (FLS), a privately-held mortgage banking firm located in Riverside California, is a full-service professional mortgage banker licensed to provide residential mortgages across California. FLS, which offers a host of diverse, flexible mortgage packages for customers with a variety of backgrounds and needs, is committed to helping families and individuals achieve the dream of home ownership through its retail division.

An emerging leader in the mortgage industry, First Lending Solutions is fast becoming a preferred lender for consumers. FLS offers borrowers the strength and security of a forward-thinking mortgage company, dedicated to remaining an industry trendsetter. FLS truly values its relationship with each customer and real estate professional they work with, maintaining a company tradition of responsiveness and personalized service. This philosophy has enabled FLS to become what it is today.

Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.



Conventional Loans

If you plan to stay in your home for the long term, sleep tight knowing you will have the stability of a consistent payment that never changes.

FHA Loans

Less strict credit requirements and qualifications make this loan the easiest loan for buying a home or refinancing.

Jumbo Loans

When a loan amount reaches a certain point, Jumbo and Super Jumbo Loans can offer high-end financing that a traditional loan can’t.

VA Loans

Are you are a veteran, member of the military or military spouse? You may qualify for a VA loan.



Begin the loan process today by filling out the below loan questionnaire.  Our no obligation form gives our team some basic information to start our loan advising process with you. We look forward to speaking with you!


Client Testimonials

I highly recommend First Lending Solutions. I have worked with Pamela Witt on many loans for my clients. She always goes above and beyond for my clients. Call Pamela, she actually  answers her phone!

Shannon B.
Rating: 5

First lending solutions helped me finance and purchase my first home! I am so grateful for Alan and the team at First Lending Solutions. The greatest thing about First Lending Solutions was I just wasn't…read more

Romell E.
Rating: 5

I did a VA loan through First Lending Solution, and I will tell you that I was impressed by the service they provided me throughout my entire loan process. My loan was perhaps the most…read more

Ray T.
Rating: 5

My Husband and I began the purchasing process back on 3/23 and decided to use a Major bank for our lender. Our escrow was SUPPOSE to have been ONLY 45 days, but it was extended…read more

Charlene G.
Rating: 5

Alan was amazing, and we had the best experience. Although our loan was a bit tricky with my student loans, Alan didn't miss a beat. The previous year we tried purchasing a home with a…read more

Shannon T.
Rating: 5

My Husband and I are first time home buyers. My husband is a Veteran and we could us the VA loan as an option. We were recommended to use First Lending Solutions for VA loan.…read more

Kelley L.
Rating: 5

He helped my son get into his first home.  Several hurdles to get over but Alan and his staff did an awesome job.

Penny S.
Rating: 5

Alan and his team were on point.  Professional, courteous, and customer focused. walked us through the VA process, got us a great rate and sailed through the paperwork. Even while out of town, Alan made…read more

Tim L.
Rating: 5

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