Investment property loans

If you won’t live in the house, tell us at the start. Lenders treat a rental, and often a second home, as a different risk from the home you live in. They often want more cash in the deal and more cash left afterward. The price of the loan can differ from a primary-home file. We do not predict rent and we do not say the property will earn money.

How you use the house decides the label. Using it part of the time isn’t the same file as a rental. Tell us the real use.

This page is not an offer of a non-traditional income loan, a bank-statement loan, or any product that skips ordinary documentation. If the file needs tax returns, we’ll ask for tax returns.

Sketch a payment from a price, cash, and a rate you type on the mortgage calculator. The math is not an offer of credit. We do not predict rent, and this sketch is not a rent-versus-buy comparison.

Call us in Riverside before you bid. We can tell you whether a program we actually offer fits the cash you have. That is not an approval.