Mortgage Broker and Lender in Riverside, CA

First Lending Solutions is a mortgage broker and mortgage lender headquartered at 3610 Central Ave, Suite 400, in Riverside, California, helping local home buyers and homeowners with purchase and refinance loans since 2005. The company was founded by CEO Alan Vogan, a U.S. Marine Corps veteran who has worked in mortgage and real estate since 2001.

Whether you’re buying your first place near UC Riverside, moving up to more space in Orangecrest, or refinancing a house you’ve owned for years in the Wood Streets, you can talk with us by phone, apply online, or sit down with us in person right here in town.

Why Riverside home buyers work with First Lending Solutions

• A local office you can visit. We’ve been based in Riverside since day one. Stop by our Central Ave office Monday through Friday, 8:30 a.m. to 5:00 p.m. PT.
• Broker and lender in one. Because we work as both a mortgage broker and a mortgage lender, we have more than one way to look for a loan that fits you, rather than a single set of products.
• Veteran-led. Alan Vogan served in the U.S. Marine Corps, and helping veterans and military families use their VA benefits is personal for us.
• Straight answers. We explain your options, costs and next steps in plain language, so you know what to expect before you write an offer.
• What clients say: Rated 5.0 stars from 308 Google reviews (as of October 2026).

Home loan options in Riverside

• Purchase loans for single-family homes, condos and townhomes across the city.
• Refinance loans to change your loan type or term, or to use some of the equity you’ve built.
• FHA loans, insured by the Federal Housing Administration and often considered by first-time buyers. FHA eligibility and property requirements apply.
• VA loans for eligible veterans, active-duty service members, Reserve and Guard members, and eligible surviving spouses. VA loans are made by private lenders and partially guaranteed by the U.S. Department of Veterans Affairs.
• Conventional loans for buyers and homeowners who meet conventional guidelines.
• Jumbo loans or a HELOC? Ask us. We’ll tell you what may be available for your situation.

VA home loans for the March Air Reserve Base community

Riverside sits right next to March Air Reserve Base, and many of our neighbors serve there or did. If you’re a reservist, Guard member, active-duty service member or veteran, VA eligibility depends on your service history and VA rules. We can help you request your Certificate of Eligibility (COE), explain how the VA funding fee and property requirements work, and compare a VA loan with your other options so you can decide what makes sense.

Riverside neighborhoods we serve

We help buyers and homeowners in every part of Riverside, including:

• Downtown Riverside and the Mission Inn area
• The Wood Streets and Mount Rubidoux area
• Canyon Crest and Alessandro Heights
• Orangecrest and Mission Grove
• Arlington and Arlington Heights
• La Sierra and the Victoria Avenue area
• Casa Blanca and the UC Riverside / University area

Each part of town comes with its own questions. Older and historic homes downtown and in the Wood Streets can need extra attention during the appraisal and inspection, especially for FHA and VA loans, which have their own property standards. Newer neighborhoods like Orangecrest and Mission Grove often have HOA dues that count toward your monthly housing cost. We’ll walk through these details with you up front. Looking just outside the city, in Moreno Valley, Corona, Jurupa Valley or Perris? See our Inland Empire mortgage page.

How it works

1. Start online or call. California borrowers can apply online, or call us at (951) 684-3307. Tell us whether you’re buying or refinancing and what you want to accomplish.
2. Review your options. We look at your income, credit, savings and goals, then compare loan options with you and give you a clear list of the documents we’ll need.
3. Move forward to closing. Once you’re under contract or ready to refinance, we coordinate the appraisal, underwriting and closing with you, your agent and escrow, and keep you updated along the way.

Riverside mortgage FAQs

Is First Lending Solutions a local Riverside mortgage company?

Yes. First Lending Solutions has been based in Riverside, California since it was founded in 2005. Our office is at 3610 Central Ave, Suite 400, Riverside, CA 92506, and you can reach us at (951) 684-3307, Monday through Friday, 8:30 a.m. to 5:00 p.m. Pacific Time.

Is First Lending Solutions a mortgage broker or a mortgage lender?

First Lending Solutions is both a mortgage broker and a mortgage lender. That gives us more than one way to look for a home loan that fits your goals, instead of being limited to a single set of loan products.

Do you help with VA loans for people stationed at or retired from March Air Reserve Base?

Yes. We help eligible veterans, active-duty service members, Reserve and National Guard members, and eligible surviving spouses with VA purchase and refinance loans. Eligibility depends on your service history and VA rules, and we can help you request your Certificate of Eligibility. Our CEO, Alan Vogan, is a U.S. Marine Corps veteran.

Can you help me buy an older home in the Wood Streets or downtown Riverside?

Yes. Older and historic homes can need extra attention during the appraisal and inspection, and FHA and VA loans have their own property standards. We’ll explain what lenders look for before you make an offer, so there are fewer surprises later.

Can I meet with someone in person in Riverside?

Yes. You’re welcome to meet with us at our office at 3610 Central Ave, Suite 400, during business hours, Monday through Friday, 8:30 a.m. to 5:00 p.m. PT. Call (951) 684-3307 ahead of time so we can set aside time for you.

More questions? See our full mortgage FAQ.

Disclosures

1st Lending Solutions, Inc. DBA First Lending Solutions, 3610 Central Ave Suite 400, Riverside, CA 92506. (951) 684-3307. Company NMLS #135932 (NMLS Consumer Access). Alan Vogan, NMLS #236124. CA DRE Corporation License #01482431. CA DRE Broker License #01373250. CA DFPI California Financing Law License #60DBO96452. AL Consumer Credit License #23244. AL Mortgage Brokers License #23245. FL Mortgage Broker Business License #MBR7449. KY Mortgage Company License #MC796021. TN Mortgage Lender License #174096. TX SML Mortgage Company License (NMLS #135932). Equal Housing Opportunity. This is not a commitment to lend or extend credit. All loans are subject to credit approval, underwriting, program guidelines and property eligibility. Programs and terms are subject to change without notice and may not be available in all areas. VA loans require eligibility. First Lending Solutions is not affiliated with or acting on behalf of the U.S. Department of Veterans Affairs, FHA/HUD or any government agency.