Mortgage Broker Serving Riverside County, CA

Updated October 2026

First Lending Solutions is a veteran-owned mortgage broker headquartered in the city of Riverside, serving homeowners since 2005. We help buyers and homeowners across Riverside County, from Corona and Jurupa Valley in the west to Moreno Valley, Perris, Menifee, Murrieta and Temecula, with purchase and refinance loans. FHA loans available, along with VA, conventional and USDA options.

Riverside County stretches from the Orange County line to the Colorado River. Most of our clients live in western Riverside County along the 91, 15, 215 and 60, where commute times, newer planned communities and special taxes shape the monthly budget as much as the price of the home.

Why Riverside County borrowers work with First Lending Solutions

• Headquartered here. Our office is at 3610 Central Ave Suite 400 in Riverside, and you’re welcome to meet with us in person.
• We shop multiple wholesale lenders to look for a loan that fits your goals.
• Veteran-owned. Our CEO, Alan Vogan, is a U.S. Marine Corps veteran, and we’re glad to help veterans and military families use the VA home loan benefit they earned.
• What clients say: Rated 5.0 stars from 308 Google reviews (as of October 2026).

Western Riverside County at a glance

Buyers often compare very different parts of the county. Corona and Eastvale put you closer to Orange County jobs. Moreno Valley and Perris sit on the 215 and 60 near March Air Reserve Base. Menifee, Murrieta and Temecula offer newer homes along the 215 and 15. We help you compare full monthly costs, including property taxes, HOA dues and Mello-Roos, so you can weigh one area against another on equal terms.

Military families near March Air Reserve Base

Riverside County is home to March Air Reserve Base, and many of our clients are active-duty, Reserve or Guard members and veterans. We explain how VA eligibility, entitlement and the VA funding fee work, and help you request your Certificate of Eligibility.

Riverside County cities we serve

Riverside, Corona, Moreno Valley, Menifee and Perris, Jurupa Valley and Eastvale, Murrieta, Temecula, Norco, Lake Elsinore, Wildomar, Canyon Lake, Hemet, San Jacinto, Beaumont and Banning.

Home loan options in Riverside County

• Purchase loans for single-family homes, condos, townhomes and new construction.
• Refinance loans to change your loan type or term, or to tap into equity.
• FHA loans available, insured by the Federal Housing Administration and often used by first-time buyers. Eligibility and property requirements apply.
• VA loans for eligible veterans, service members and surviving spouses, made by private lenders and partially guaranteed by the VA.
• Conventional loans for borrowers who meet conventional guidelines, plus USDA loans in eligible rural areas.

Learn more about FHA loans, VA home loans and help for first-time home buyers.

2026 loan limits in Riverside and San Bernardino counties

Riverside and San Bernardino counties share the same limits because they are in the same metro area (Riverside-San Bernardino-Ontario). For a one-unit home in 2026:

• FHA loan limit: $690,000 (two-unit $883,300, three-unit $1,067,750, four-unit $1,326,950). Source: HUD FHA Mortgage Limits.
• Conforming (conventional) loan limit: $832,750, the 2026 national baseline. Source: FHFA Conforming Loan Limits.

Loan amounts above the conforming limit are generally financed as jumbo loans. Limits change each year; we confirm the current figure for your county when we review your options.

How it works

1. Apply online or call. You can apply online any time, or call (951) 684-3307 during business hours.
2. Get a clear plan. We review your income, credit, savings and goals, compare loan options with you, and give you a document checklist.
3. Shop and close. When you find a home, we coordinate with your agent, escrow and the appraiser, and keep you updated through closing.

Riverside County mortgage FAQs

Do you serve all of Riverside County?

Yes. We help home buyers and homeowners throughout Riverside County, with most clients in western Riverside County cities such as Riverside, Corona, Eastvale, Jurupa Valley, Moreno Valley, Perris, Menifee, Lake Elsinore, Murrieta and Temecula.

What are the 2026 loan limits in Riverside County?

For a one-unit home in 2026, the FHA loan limit in Riverside County is $690,000 and the conforming loan limit is $832,750. Limits are set by HUD and FHFA and change each year.

How do Mello-Roos taxes affect my loan in Riverside County?

Many newer Riverside County communities carry Community Facilities District special taxes, often called Mello-Roos. Lenders count them in your monthly housing cost, so we check the actual tax bill for the home you’re considering.

Do you offer VA loans in Riverside County?

Yes. We help eligible veterans, service members and surviving spouses with VA purchase and refinance loans. Eligibility depends on your service history and VA rules.

More questions? See our full mortgage FAQ.

Looking at other parts of the Inland Empire? See our Riverside, Inland Empire, Moreno Valley, Corona, Temecula and San Bernardino County pages.

Reviewed by Alan Vogan, NMLS #236124 · Last updated October 2026

Disclosures

1st Lending Solutions, Inc. DBA First Lending Solutions, 3610 Central Ave Suite 400, Riverside, CA 92506. (951) 684-3307. 1st Lending Solutions, Inc., NMLS #135932 (NMLS Consumer Access) | CA DRE #01482431. Alan Vogan, NMLS #236124. CA DRE Broker License #01373250. Licensed in CA, TN, FL (broker only), TX, AL and KY. View all licenses. Equal Housing Opportunity. This is not a commitment to lend or extend credit. All loans are subject to credit approval, underwriting, program guidelines and property eligibility. Programs and terms are subject to change without notice and may not be available in all areas. VA loans require eligibility. First Lending Solutions is not affiliated with or acting on behalf of the U.S. Department of Veterans Affairs, FHA/HUD or any government agency.