Mortgage Broker and Lender for Menifee and Perris, CA Home Buyers

Updated October 2026

First Lending Solutions is a veteran-owned mortgage broker based in Riverside, about 25 minutes up the 215, serving homeowners since 2005. We help Menifee and Perris home buyers and homeowners with purchase and refinance loans. FHA loans available, along with VA, conventional and USDA options where eligible.

Menifee and Perris have grown quickly, with new subdivisions on former farmland along the 215. Many buyers here are moving up from apartments or relocating from Orange and Los Angeles counties for more space, including active-adult communities like Sun City in Menifee.

Why Menifee and Perris borrowers work with First Lending Solutions

• Along your commute. We know the 215 corridor and the Perris Valley Metrolink line well.
• We shop multiple wholesale lenders to look for a loan that fits your goals.
• Veteran-owned. Our CEO, Alan Vogan, is a U.S. Marine Corps veteran, and we’re glad to help veterans and military families use the VA home loan benefit they earned.
• What clients say: Rated 5.0 stars from 308 Google reviews (as of October 2026).

Menifee and Perris communities we serve

• Sun City and Quail Creek in Menifee
• Audie Murphy Ranch and Menifee Lakes
• Romoland and Homeland
• Downtown Perris, May Ranch and Green Valley
• Nearby Lake Elsinore, Wildomar and Moreno Valley

New construction and special taxes

Many newer Menifee and Perris homes carry Mello-Roos taxes and HOA dues that can add meaningfully to the monthly payment. Some outlying areas may also be eligible for USDA loans. We check the actual tax bill and eligibility map for each property.

Home loan options in Menifee and Perris

• Purchase loans for single-family homes, condos, townhomes and new construction.
• Refinance loans to change your loan type or term, or to tap into equity.
• FHA loans available, insured by the Federal Housing Administration and often used by first-time buyers. Eligibility and property requirements apply.
• VA loans for eligible veterans, service members and surviving spouses, made by private lenders and partially guaranteed by the VA.
• Conventional loans for borrowers who meet conventional guidelines, plus USDA loans in eligible rural areas.

Learn more about FHA loans, VA home loans and help for first-time home buyers.

How it works

1. Apply online or call. You can apply online any time, or call (951) 684-3307 during business hours.
2. Get a clear plan. We review your income, credit, savings and goals, compare loan options with you, and give you a document checklist.
3. Shop and close. When you find a home, we coordinate with your agent, escrow and the appraiser, and keep you updated through closing.

Menifee and Perris mortgage FAQs

Do you help buyers in Menifee and Perris?

Yes. We help buyers and homeowners throughout Menifee, Perris, Romoland and nearby communities along the 215.

Are USDA loans available near Perris?

Some areas around Perris and Menifee may be eligible for USDA loans, based on USDA’s eligibility maps and income limits. We’ll check the address with you.

Can you help with a home in Sun City, Menifee?

Yes. We help buyers in Sun City and other active-adult communities with purchase and refinance loans.

What are the 2026 loan limits in Riverside County?

For a one-unit home in 2026, the FHA limit is $690,000 and the conforming limit is $832,750.

More questions? See our full mortgage FAQ.

Looking at other parts of the Inland Empire? See our Riverside County, Moreno Valley, Murrieta and Inland Empire pages.

Reviewed by Alan Vogan, NMLS #236124 · Last updated October 2026

Disclosures

1st Lending Solutions, Inc. DBA First Lending Solutions, 3610 Central Ave Suite 400, Riverside, CA 92506. (951) 684-3307. 1st Lending Solutions, Inc., NMLS #135932 (NMLS Consumer Access) | CA DRE #01482431. Alan Vogan, NMLS #236124. CA DRE Broker License #01373250. Licensed in CA, TN, FL (broker only), TX, AL and KY. View all licenses. Equal Housing Opportunity. This is not a commitment to lend or extend credit. All loans are subject to credit approval, underwriting, program guidelines and property eligibility. Programs and terms are subject to change without notice and may not be available in all areas. VA loans require eligibility. First Lending Solutions is not affiliated with or acting on behalf of the U.S. Department of Veterans Affairs, FHA/HUD or any government agency.