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Pamela Witt, mortgage loan originator at First Lending Solutions

Mortgage Loan Originator

Pamela Witt

Mortgage loan originator at First Lending Solutions in Riverside, serving borrowers in Tennessee, California, Texas, Florida, Kentucky, and Alabama.

NMLS #314276 · CA DRE #01499871

Pamela's secure online application is for loans in Tennessee, California, Texas, Florida, Kentucky, and Alabama.

  • ExperienceOver 20 years in the mortgage industry. Military spouse of 24 years.
  • ServingTennessee, California, Texas, Florida, Kentucky, and Alabama.
  • FocusVA loans, military relocation, and alternative financing.

Meet Pamela Witt

With over 20 years of experience in the mortgage industry, Pamela Witt is a dedicated mortgage professional licensed in Tennessee, California, Texas, Florida, Kentucky, and Alabama. As a military spouse of 24 years, she understands the challenges of relocating, purchasing a home, and navigating the mortgage process.

Pamela specializes in VA, FHA, USDA, Conventional, Jumbo, Down Payment Assistance, and alternative financing solutions, including Bank Statement, DSCR, and self-employed borrower programs. She has extensive experience assisting first-time homebuyers, military families, relocating buyers, investors, and borrowers with unique financial situations.

Known for her personalized service, honest communication, and problem-solving approach, Pamela believes in educating borrowers, explaining their options, and guiding them through every step of the mortgage process. Her goal is simple: build lasting relationships while helping families achieve the dream of homeownership.

Loan programs Pamela works with

Pamela also works with bank-statement and self-employed borrower programs. First Lending Solutions arranges DSCR loans as a mortgage broker through third-party lenders and does not make or fund them. Every loan is subject to approval. Program availability and terms depend on your credit, income, property and current guidelines. See all loan options.

What clients say on Google

Pam was an absolute Rockstar, she diligently worked through our unique situation to get the loan secured while having to deal several last minute challenges. She communicated and worked exceptionally well with our realtor enabling us to close on time! The whole First Lending Solutions team was phenomenal! I would highly recommend her to anyone looking for a home! Sincerely, Joe Freiburger

— Joseph Freiburger, Google review

My fiancé and I found our dream house and in this economy it was hard to find a mortgage that would fit our needs. Pamela Witt was amazing! She worked day and night to ensure we got the right mortgage at the right rate. I have bought a couple houses in the past and I have never had an agent who did half the work Pamela Witt did for us to make sure we closed on time and on budget. We cannot tell you how grateful we were to have made the call to her. Thanks to all who assisted at First Lending Solutions and especially Pamela Witt.

— Brandee Chesnutt, Google review

Exceptional Lender – Pamela Witt is the Best in the Business!

I recently worked with Pamela Witt at First Lending Solutions for a home purchase, and she made the entire process incredibly smooth and stress-free. From our very first conversation, Pamela was professional, knowledgeable, and genuinely invested in helping me find the best loan options for my situation.

She patiently answered every question (and I had a lot!), explained all the details in plain English, and kept me updated every step of the way. Thanks to her expertise and attention to detail, we closed on time with excellent terms that saved me money in the long run.

What truly sets Pamela apart is her caring approach—she truly treats you like a person, not just another transaction. If you’re looking for a mortgage lender who goes above and beyond, I highly recommend Pamela Witt at First Lending Solutions without any hesitation.

Thank you, Pam! You made what could have been a complicated experience actually enjoyable. I will definitely be referring all my friends and family to you.

— Elizabeth Payne, Google review

Public 5-star Google reviews, quoted word for word. Read all our Google reviews.

Contact Pamela

Licensing

  • Pamela Witt, NMLS #314276
  • California Department of Real Estate license #01499871
  • Alabama Mortgage Loan Originator license #88260
  • Florida Mortgage Loan Originator license #LO110166
  • Kentucky Loan Originator license #MC792472
  • Tennessee Mortgage Loan Originator license #314276
  • Texas SML Mortgage Loan Originator
  • Authorized to originate loans in Tennessee, California, Texas, Florida, Kentucky, and Alabama
  • Mortgage loan originator with 1st Lending Solutions, Inc. DBA First Lending Solutions, NMLS #135932, CA DRE #01482431

See all company licenses.

Ready to talk with Pamela?